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In light of all that is happening in the financial and real estate markets, I thought you might appreciate information regarding reverse mortgages and information to help you determine if it might be right for you.

A reverse mortgage (RM) is a special kind of loan, usually for people age 62 and older, which pays a homeowner loan proceeds from the equity in their home. People have used RM loans to pay property taxes, home repairs, fuel bills or just for living expenses.

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Here are a few business ideas that you can start while still in college:

Painting Services - You can start your painting business by advertizing your services to local communities through free or low cost advertizing services. Possible advertising means include posting signs in public areas (where legal), Craigslist or on social media websites. 

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A couple are suing NTUC Income - in what is seen as a test case - over a reverse mortgage deal in which their property was sold amidst falling property prices.

Derek Chua, who is in his 70s and his wife Colleen Ng, who is in her late 50s, claim they lost their matrimonial home at Upper Serangoon in 2006.

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Check out this post on pal Phil Gerbyshak's blog called Powerdrunks. It is a guest post from Sally Hogshead, author of Fascinate: Your Seven Triggers to Persuation and Captivation. Click through and take her F-Test - it is quite interesting to think about what drives us. I like the premise that we are all fascinating and captivating.

This guest post, which focuses on the trigger of POWER is interesting, too. I am sure we all know people who get high on power - maybe some of us are like that! There are good and bad aspects of all the triggers. As a leader, we need to be cognizant about how our preferred style impacts others. It is our responsbility to communicate so that our messages are recevied as intended - which means that we need to be the ones who change our approach to be effective. That said, it is helpful and interesting to know our tendencies and the tendencies and preferences of those around us.

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I interview a lot of people and I hear a lot fast talking. Here is something that happened recently. I share it so that you won't make the same mistake.

I was interviewing a women talking about her previous jobs. I generally ask the candidate why he/she left each job because I like to know the types of decisions they make and get a feel for where he/she wants his/her career to go. This one woman proudly shared - for two jobs - that the reason she left was that she was not able to do quality work. When I pressed for more information, she said that management decisions compromised her ability to take the time to do her best work.

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Popular Financial questions

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Power and Fascination

Check out this post on pal Phil Gerbyshak's blog called Powerdrunks. It is a guest post from Sally Hogshead, author of Fascinate: Your Seven Triggers to…
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in My Debt
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